Healthcare Essentials
Meet Collective Health
Your Team of Healthcare Advocates
Specialized partners with Collective Health to provide you with healthcare advocates who can assist you with questions related to your healthcare plan.
Unsure which medical plan is right for you?
Need help finding an in-network specialist?
Prefer to access virtual ID cards on your phone?
Need help with claims management?
Want easy access to view your deductible balance for the year?
Member Advocates (aka real humans) answer the phones, reply to your chats, and respond to your secure messages.
Our Medical Plans
Quality healthcare coverage matters. Discover our medical plan offerings, each designed to provide comprehensive care with different cost structures and coverage levels to suit your individual or family needs.
Click any plan below to access the full Summary of Benefits and Coverage (SBC) with complete plan details. More information is also available under Annual Notices.
Need help choosing the right medical plan for you?
Review plans in more detail and compare differences side by side with Collective Health’s interactive comparison tool.
Enhanced Wellness Support
We've partnered with Hinge Health and Lyra to extend your healthcare coverage beyond traditional medical care.
Help reduce everyday joint and muscle aches, recover from an injury, and improve your mobility with personalized virtual physical therapy.
Access confidential mental and emotional support for you and your family. Whether you’re feeling stressed, anxious, or depressed, support from Lyra can get you back on your feet.
Dental Insurance
Protect your oral health with comprehensive dental coverage. Our plan is designed to cover everything from routine cleanings and exams to orthodontic coverage
Vision Insurance
Our vision plan provides coverage for annual eye exams, prescription eyewear, and contact lenses to help you maintain healthy vision and stay on top of your eye health.
Maximize Your Healthcare Savings with Tax Advantaged Accounts
Pay less in taxes while covering healthcare costs. HSAs and FSAs allow you to use pre-tax income for qualified healthcare expenses, helping you save money on everything from doctor visits to prescriptions and beyond.
At Specialized, you have the opportunity to contribute to tax-advantaged savings accounts. Eligibility and contribution limits apply.
Healthcare Savings Account (HSA)
Healthcare Flexible Spending Account (FSA)
Limited Healthcare Flexible Spending Account (LHFSA)
Dependent Care Flexible Spending Account (DCFSA)
